The payment operating system for agents and merchants

Not another PSP.
A decision layer.

Payment protocols and L2s clean up how money moves across chains and accounts. But merchants, platforms, and agents still need a place to express rules:
which network to use,
which stablecoin to prefer,
what risk thresholds to enforce,
and how to handle treasury and invoicing.

[ Orvion is that decision layer ]

Power your APIs and protect your links

If agents can't complete payments and if your URLs aren't secure, you're leaving money on the table. We make it easy for agents to pay and for you to monetize every link you share.

Secure URLs

Protect your links and turn them into revenue streams with built-in security.

Agent Payments

Enable seamless payments for AI agents without friction or intermediaries.

Monetize Links

Transform every shared URL into an earning opportunity automatically.

Infrastructure for agent‑native payments and URL protection

We're building the rails agents need to buy and sell online. Our service protects your links and turns them into revenue streams, so value moves as easily as information.

Agent-Native Rails

Built specifically for AI agents to transact seamlessly across the internet.

URL Protection

Secure your links with enterprise-grade protection and monetization.

Revenue Streams

Automatically convert protected URLs into sustainable revenue opportunities.

The internet as it should be

No accounts. No intermediaries. No permission. Our plugin turns URLs into earning opportunities and removes barriers so anyone can participate.

No Accounts Required

Start earning from your links immediately without creating accounts or going through verification.

No Intermediaries

Direct transactions between agents and APIs, cutting out unnecessary middlemen.

Open Participation

Remove barriers so anyone can participate in the agent economy, regardless of background.

What We Do & How It Works

Everything you need to monetize your APIs and protect your links, without the complexity.

Payable & Discoverable APIs via x402
Our platform makes your APIs both payable and discoverable for AI agents by using the x402 protocol. This ensures that agents can find your services and transact seamlessly.
Simple Registration & Pricing
To get started, you register your APIs and set the prices for access. From that point on, we handle the entire payment process on your behalf—verification, settlement and all.
No Crypto Experience Required
Agents pay using stablecoins, but you don't need any prior crypto expertise. We abstract away the complexity so you can focus on building and monetizing your API.
Integrates with Your Existing Infrastructure
There's no need to rebuild. Our solution acts as a payment layer on top of your existing API infrastructure, allowing you to monetize without disrupting your current systems.

What the payment brain actually does

Orvion sits above modern payment protocols, L2s, and facilitators and adds the missing layers: routing, policy, budgets, treasury, and products.

All configurable per merchant, per agent, per flow.

Rail & Liquidity Orchestration
Route every payment across chains, assets, and facilitators based on live cost, health, and business rules.
Multi-chain, multi-asset routing

Choose between L2s, mainnets, Lightning, or other rails – USDC vs EUROC vs local stables – per region, per flow, per merchant.

Policy-driven rail selection

“For EU traffic prefer EURO-pegged stables on rollups; if fees or latency spike, fall back to dollar stables on an alternative rail.”

Health-aware facilitators

Use the best facilitator for each ticket size and risk profile, with automatic fallbacks when a rail is slow, expensive, or degraded.

Policy, Risk & Compliance Engine
Put business rules, KYC, velocity limits, and geo restrictions in one place, above all rails.
Per-merchant rule sets

Define KYC levels, per-country permissions, max ticket sizes, and velocity limits per wallet, account, or agent.

Risk & compliance checkpoints

Insert nodes into flows to call internal rules or external AML/fraud services before any transfer is executed.

Full audit trail

For every payment, see which rules fired, which path the flow took, and why a transaction was approved, blocked, or sent to review.

Agent Spend & Budget Control
Give agents a simple “available budget” while Orvion manages rails, accounts, and priorities behind it.
Per-agent budgets and limits

Set daily and monthly spend limits with hard stops or soft alerts when an agent or agent group is close to its cap.

Spend policies and priorities

Encode rules like “infra before experiments” or “critical subscriptions never skipped” as policy flows that run before payments.

Account abstraction across rails

Agents just call one endpoint; Orvion chooses whether to use protocol accounts, Lightning, internal balances, or other rails underneath.

Treasury & FX Automation
Automate sweeps, rebalancing, FX, and off-ramping on top of your payment flows.
Treasury-aware accounts

Model hot wallets, cold wallets, custody accounts, and bank accounts with clear tags (Hot, Treasury, Reserve, Off-ramp).

Sweeping & rebalancing rules

Schedule nightly sweeps from hot to treasury, and set thresholds that trigger moves to custody or bank accounts.

FX and settlement logic

Keep target allocations (e.g. 60% USDC, 30% EURO-pegged stable, 10% local stable) and automate swaps and off-ramps to meet T+X settlement expectations.

Product Layer for Agents & Merchants
Invoices, subscriptions, disputes, and analytics built directly on top of agent-native rails.
Invoices tied to flows

Create invoice objects (amount, currency, due date, parties, line items) and map them to flows that decide how to collect over your available rails.

Subscriptions & recurring billing

Plans, intervals, usage-based billing, and retry/dunning policies implemented as scheduled flows on top of the same engine.

Refunds, disputes & reporting

Handle soft disputes, partial refunds, and automated responses below configured thresholds, with dashboards for volume, success rates, churn, and collection.

Where Orvion lives in your stack

Orvion doesn't replace payment protocols, L2s, Lightning, or facilitators. It sits just above them, making decisions for each payment or invoice based on your rules, risk appetite, and treasury strategy.

Agents & Merchants

Create invoices, subscriptions, and payment intents. Define budgets, policies, and risk preferences.

Orvion (Decision Layer)

Apply routing, risk, spend, and treasury rules to decide which rail, which asset, and which facilitator to use.

Rails & Facilitators

Agent-native protocols, rollups, Lightning, CEX/DEX connectors, banks, and PSPs execute the actual movement of funds.

Drop-in SDK for agents and platforms

One client, one endpoint. Orvion handles policies, routing, and treasury behind the scenes.

Integrate Orvion by installing the SDK and sending payment intents or spend requests. You describe what should be paid and who the agent is; we decide how to execute it across rails and facilitators.

protected-route
1# 1. Install: pip install orvion
2
3from fastapi import FastAPI, Request
4from orvion.fastapi import OrvionMiddleware, require_payment
5import os
6
7app = FastAPI()
8
9# Add the Orvion middleware
10app.add_middleware(
11 OrvionMiddleware,
12 api_key=os.environ["ORVION_API_KEY"]
13)
14
15# Protect an endpoint with payment
16@app.get("/api/premium/data")
17@require_payment(amount="0.10", currency="USDC")
18async def premium_data(request: Request):
19 return {
20 "data": "Premium content!",
21 "paid": request.state.payment.amount
22 }
simple-example
1# Python example
2@app.get("/api/data")
3@require_payment(amount="0.05", currency="USDC")
4async def get_data(request: Request):
5 return {"data": "Your data here"}
6
7// Node.js example
8app.get('/api/data',
9 requirePayment({ amount: '0.05', currency: 'USDC' }),
10 (req, res) => {
11 res.json({ data: 'Your data here' })
12 }
13)

Start building today

Get your API keys and start integrating in minutes. Comprehensive documentation and guides available.

Built for agents, platforms, and modern merchants

AI agent platforms
Give agents a single spend endpoint, with budgets, priorities, and policies enforced behind the scenes. Ship agent-native billing without building your own treasury and risk stack.
SaaS and marketplaces
Unify invoices, subscriptions, and treasury logic across multiple chains, assets, and facilitators. Keep a single source of truth for how money should move.
Web3 infra and PSPs
Offer smarter routing, risk, and product features on top of your existing rails without rebuilding them. Use Orvion as the decision and orchestration layer for your customers.

FAQ